Mortgage 101

Our Key Services Include

• National recognition with local expertise
• Fast, easy application
• Loan decisions within 48 hours
• The most competitive rates & fees
• Flexible down payment options
• First-time homebuyer programs
• Fixed & adjustable rates
• FHA & VA loans
• Conventional & rural housing loans
• Community grant programs
• Experienced underwriting staff

Types of Mortgages

AmericaHomeKey, Inc. offers conventional, FHA, & VA financing to help you attain your dreams of home ownership. Our various mortgage products and experience mean that we can recommend the loan program that’s right for you and at a very competitive rate. If you don’t know which program is right for you, you can always call us for details.

First Time Homebuying Finance

We offer various mortgage products designed to make the American Dream of home ownership a true reality – one that’s affordable and one that you can be proud of for years to come.

Conventional Financing

Conventional financing is the most common type of financing available. Typical conventional loans allow a down payment of 5% or more with flexibility of debt-to-income rations (how much you owe versus how much you make) if you mean certain criteria.

FHA or VA Financing

Government-insured financing programs that allow for lower down payments and more relaxed qualifying guidelines than conventional loans. FHA down payment requirements are as low as 3.5% and as low as 0% for VA.

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